http://www.mckern.com/contents/blog.htmlNorth Carolina Mortgage Bloghttp://www.mckern.com/contents/tips_to_save_money_on_my_mortgage.htmlBorrowers can save money on their mortgage if they do a little research in the beginning of the loan process. The first step is for borrowers to review their credit and take the necessary steps to improve their credit score. The credit score is an important factor in determining what program you qualify for and what rates you will receive.